Life Insurance
It’s not about you. Life insurance is something you do to protect those you love so they don’t suffer financially if your income is no longer there. Life insurance can be the only thing that stands between your loved ones and financial hardship.
Life insurance is needed for the “what ifs” in life. What if I die unexpectedly? Could my family continue to live in our home? Would my children have the funds to attend college? Will my family have the funds on-hand to pay for my funeral and final expenses? Life insurance is there to provide financial help to those affected by the “what if” situations.
There are two types of life insurance: whole life and term life. The specifics of your life — age, income, and other factors — help determine which type of and how much life insurance is appropriate for you.
But one fact is remains true: funds for your funeral and final expenses will always be needed.
If the loss of your income would negatively impact those who depend on you, consider adding a term life policy to a whole life policy. Term life insurance can help your family if you die during your peak earning and asset accumulation years.
Help protect what you’ve built. Our partners no-cost Will Kit helps you decide who will take care of your family, leave all you’ve worked for to those you love, and secure your future wishes.
With Our partners Head Start program, you can give your loved one a head start on a lifetime of coverage – regardless of future health issues.
With Our partners Final Expense program, you can help your family pay the mortgage, pay off debt, plan your final arrangements, and more when the time comes.
Family Protection USA partners can help you decide which policy will best fit your family’s needs. With less money than you might think, you can protect your family when the inevitable occurs. Complete details of the benefits, terms, conditions, and exclusions of specific policies and availability should be obtained from the licensed life and health insurance agent.
This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds for any purpose, unless otherwise directed.
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Our Partners offer Permanent Benefit Options negotiated by Unions such as Police, Firefighters, Teachers, and Veterans. You will also receive No Cost Benefits for Life and Health Insurance as well as Free Will Kits and Free Child Safe Kits. Family Protection USA works with Globe Life and American Income Life. Our Agents will handle all meetings virtually for ease, safety and convenience.